Buying your first home just got a lot more attainable. 

As part of its 2025 Fall Economic Statement, the Government of Ontario has announced a major step toward improving housing affordability. The province is proposing to rebate the full 8% provincial portion of the HST for first-time home buyers purchasing new homes valued up to $1 million. 

That means potential savings of up to $80,000 from the provincial rebate alone, and when combined with the federal government's proposed removal of its 5% portion of the HST, first-time buyers could save as much as $130,000 off the price of a new home. 

This new rebate would apply to newly built or substantially renovated homes purchased after May 27, 2025, and used as a primary residence. For homes priced between $1 million and $1.5 million, the rebate would be gradually reduced, ensuring that buyers still receive meaningful support. 

The proposed rebate will also work in addition to Ontario's existing HST New Housing Rebate, which already provides up to $24,000 in relief. Together, these programs represent a significant opportunity for new home buyers to enter the market with greater confidence. 

For first-time buyers, this announcement is more than just policy; it's a real chance to make homeownership possible. 

At NHDG, we understand what this means for future homeowners. From our stacked towns to our thoughtfully designed condo suites across the GTA, we're here to help you take the next step with clarity and confidence. 

As the Ontario Government prepares to implement this rebate, NHDG is moving ahead with guaranteeing* first-time home-buyer pricing for all eligible purchasers, giving you the confidence to start your home ownership journey. 

Ready to learn more about how this rebate could make your first home more affordable? 
Contact a Sales Representative learn more about NHDG's first-time buyer pricing guarantee and available homes in our communities: 

Denis Ibrahimagic 
905-929-4303 

James Turner 
905-617-4434 

FAQs 

  1. What is the new Ontario HST rebate for first-time home buyers?
    The Ontario government is proposing to rebate the full 8% provincial portion of the HST for first-time buyers purchasing new homes priced up to $1 million.
     
  2. How much could first-time buyers save?
    Up to $80,000 from the Ontario rebate alone, and up to $130,000 total when combined with the federal government's proposed removal of its 5% portion of the HST.
     
  3. Who qualifies for the rebate?
    Only first-time home buyers of newly built or substantially renovated homes used as a primary residence will qualify.
     
  4. When does this rebate take effect?
    The rebate will take effect after the passage of both federal and provincial legislation.
     
  5. What about homes over $1 million?
    For homes valued between $1 million and $1.5 million, the rebate will be phased out gradually, decreasing from the full amount at $1 million to a minimum of $24,000 for homes priced between $1.35 million and $1.5 million.
     
  6. Is this rebate in addition to existing HST programs?
    Yes. It will stack with the existing Ontario HST New Housing Rebate, which already provides up to $24,000 in relief for eligible buyers.
     
  7. Why is the government introducing this rebate?
    The goal is to make homeownership more affordable, particularly for first-time buyers, while also stimulating new home construction and supporting workers in the housing sector.
*Pricing and specifications are subject to change without notice. Pricing shown is applicable only to qualified first-time home buyers. Potential savings are based on government rebates. The First-Time Home Buyer GST and PST Rebates are proposed legislation from the Federal and Provincial governments. The Vendor is guaranteeing the first-time buyer price and applying for the rebate on Purchaser's behalf when the legislation and applications come into affect. Terms and conditions of this guarantee apply – speak with a sales representative to learn more.